Euronet Worldwide | 10-Q: FY2025 Q3 Revenue Misses Estimate at USD 1.146 B

LB filings
2025.11.04 22:13
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Revenue: As of FY2025 Q3, the actual value is USD 1.146 B, missing the estimate of USD 1.198 B.

EPS: As of FY2025 Q3, the actual value is USD 2.75, missing the estimate of USD 3.19.

EBIT: As of FY2025 Q3, the actual value is USD 211.3 M.

EFT Processing Segment

  • Total Revenues: $409.4 million for Q3 2025, up 10% YoY; $980.4 million for the nine months ended September 30, 2025, up 9% YoY.
  • Operating Income: $128.1 million for Q3 2025, up 9% YoY; $236.0 million for the nine months ended September 30, 2025, up 8% YoY.
  • Transactions Processed: 4,041 million for Q3 2025, up 36% YoY; 11,228 million for the nine months ended September 30, 2025, up 37% YoY.

epay Segment

  • Total Revenues: $286.5 million for Q3 2025, down 1% YoY; $834.0 million for the nine months ended September 30, 2025, up 3% YoY.
  • Operating Income: $31.0 million for Q3 2025, up 7% YoY; $88.9 million for the nine months ended September 30, 2025, up 9% YoY.
  • Transactions Processed: 1,148 million for Q3 2025, up 2% YoY; 3,390 million for the nine months ended September 30, 2025, up 6% YoY.

Money Transfer Segment

  • Total Revenues: $452.4 million for Q3 2025, up 3% YoY; $1,328.0 million for the nine months ended September 30, 2025, up 7% YoY.
  • Operating Income: $59.3 million for Q3 2025, up 2% YoY; $170.0 million for the nine months ended September 30, 2025, up 19% YoY.
  • Transactions Processed: 46.0 million for Q3 2025, up 2% YoY; 136.7 million for the nine months ended September 30, 2025, up 5% YoY.

Future Outlook and Strategy

  • Core Business Focus: Euronet aims to expand its market presence through physical and digital assets, focusing on increasing transaction volumes across all segments.
  • Non-Core Business: The company is exploring opportunities for acquisitions to enhance its service offerings and market reach.
  • Priority: Emphasis on leveraging technology to drive efficiency and effectiveness in operations, with a focus on expanding digital transaction capabilities.