Kearny Financial | 10-Q: FY2026 Q1 Revenue: USD 88.36 M

Revenue: As of FY2026 Q1, the actual value is USD 88.36 M.

EPS: As of FY2026 Q1, the actual value is USD 0.15, beating the estimate of USD 0.145.

EBIT: As of FY2026 Q1, the actual value is USD -25.74 M.

Segment Revenue

• Interest Income: Total interest income for the three months ended September 30, 2025 was $82,508,000, compared to $83,252,000 for the same period in 2024.

Operational Metrics

• Net Income: Net income for the quarter ended September 30, 2025 was $9,506,000, compared to $6,092,000 for the quarter ended September 30, 2024.
• Net Interest Income: Net interest income increased by $5,258,000 to $37,704,000 for the quarter ended September 30, 2025, compared to $32,446,000 for the quarter ended September 30, 2024.
• Non-Interest Income: Total non-interest income for the three months ended September 30, 2025 was $5,847,000, compared to $4,626,000 for the same period in 2024.
• Non-Interest Expense: Total non-interest expense for the three months ended September 30, 2025 was $31,666,000, compared to $29,786,000 for the same period in 2024.

Cash Flow

• Net Cash Provided by Operating Activities: Net cash provided by operating activities for the three months ended September 30, 2025 was $1,504,000, compared to $2,539,000 for the same period in 2024.
• Net Cash Provided by Investing Activities: Net cash provided by investing activities for the three months ended September 30, 2025 was $62,265,000, compared to $13,721,000 for the same period in 2024.
• Net Cash Used in Financing Activities: Net cash used in financing activities for the three months ended September 30, 2025 was $100,899,000, compared to net cash provided by financing activities of $75,450,000 for the same period in 2024.

Unique Metrics

• Loan Portfolio: Total loans receivable decreased by $46,938,000 to $5,767,601,000 at September 30, 2025, from $5,814,539,000 at June 30, 2025.

Future Outlook and Strategy

• Core Business Focus: The company plans to continue focusing on its core business areas, including maintaining a strong loan portfolio and managing interest rate risk through derivatives.
• Non-Core Business: There are no specific plans related to divestitures or emerging segments mentioned in the report.