ACGLO 5.45 P12/31/49 F | 10-Q: FY2025 Q3 Revenue: USD 5.109 B

Revenue: As of FY2025 Q3, the actual value is USD 5.109 B.

EPS: As of FY2025 Q3, the actual value is USD 3.56.

EBIT: As of FY2025 Q3, the actual value is USD 1.54 B.

Insurance Segment

• Gross Premiums Written: $2,567 million for Q3 2025, compared to $2,341 million for Q3 2024.
• Net Premiums Written: $1,953 million for Q3 2025, compared to $1,820 million for Q3 2024.
• Net Premiums Earned: $1,969 million for Q3 2025, compared to $1,765 million for Q3 2024.
• Underwriting Income: $129 million for Q3 2025, compared to $120 million for Q3 2024.
• Loss Ratio: 59.0% for Q3 2025, compared to 61.6% for Q3 2024.
• Combined Ratio: 93.4% for Q3 2025, compared to 93.1% for Q3 2024.

Reinsurance Segment

• Gross Premiums Written: $2,515 million for Q3 2025, compared to $2,763 million for Q3 2024.
• Net Premiums Written: $1,737 million for Q3 2025, compared to $1,945 million for Q3 2024.
• Net Premiums Earned: $2,015 million for Q3 2025, compared to $1,892 million for Q3 2024.
• Underwriting Income: $482 million for Q3 2025, compared to $149 million for Q3 2024.
• Loss Ratio: 51.6% for Q3 2025, compared to 69.6% for Q3 2024.
• Combined Ratio: 76.1% for Q3 2025, compared to 92.3% for Q3 2024.

Mortgage Segment

• Gross Premiums Written: $330 million for Q3 2025, compared to $339 million for Q3 2024.
• Net Premiums Written: $274 million for Q3 2025, compared to $282 million for Q3 2024.
• Net Premiums Earned: $301 million for Q3 2025, compared to $313 million for Q3 2024.
• Underwriting Income: $260 million for Q3 2025, compared to $269 million for Q3 2024.
• Loss Ratio: -0.5% for Q3 2025, compared to -0.4% for Q3 2024.
• Combined Ratio: 13.5% for Q3 2025, compared to 14.8% for Q3 2024.

Consolidated Results

• Net Investment Income: $408 million for Q3 2025, compared to $399 million for Q3 2024.
• Net Realized Gains (Losses): $210 million for Q3 2025, compared to $169 million for Q3 2024.
• Total Revenues: $5,109 million for Q3 2025, compared to $4,722 million for Q3 2024.
• Total Expenses: $3,606 million for Q3 2025, compared to $3,672 million for Q3 2024.
• Net Income Available to Arch Common Shareholders: $1,340 million for Q3 2025, compared to $978 million for Q3 2024.

Future Outlook and Strategy

• The company continues to focus on enhancing its capabilities in the U.S. middle markets and expanding into new niche markets such as entertainment insurance. The acquisition of the U.S. MidCorp and Entertainment insurance business from Allianz is a key part of this strategy.