<span item_type="fundamental" item_id="b6715e315f470a9333de8521fa398f7e" counter_id="ST/US/STBA" env="prod"></span><span item_type="announcement" item_id="579910076983803905" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 145.39 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 0.91, beating the estimate of USD 0.8583.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -42.61 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Interest and Dividend Income</strong>: Total interest and dividend income for the nine months ended September 30, 2025, was $385,377 thousand, compared to $387,993 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: For the nine months ended September 30, 2025, net income was $100,263 thousand, compared to $98,200 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li><li><strong>Provision for Credit Losses</strong>: The provision for credit losses for the nine months ended September 30, 2025, was $1,726 thousand, compared to $2,595 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Net Cash Provided by Operating Activities</strong>: For the nine months ended September 30, 2025, net cash provided by operating activities was $97,465 thousand, compared to $118,758 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li><li><strong>Net Cash Used in Investing Activities</strong>: For the nine months ended September 30, 2025, net cash used in investing activities was - $228,906 thousand, compared to - $53,290 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Allowance for Credit Losses</strong>: The allowance for credit losses as of September 30, 2025, was $98,155 thousand, compared to $101,494 thousand as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: The company continues to focus on maintaining a strong credit quality and managing the allowance for credit losses effectively. The strategic emphasis is on enhancing operational efficiency and optimizing the loan portfolio to support sustainable growth.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li><li><strong>Non-Core Business</strong>: There is no specific mention of non-core business strategies or divestitures in the provided data.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/719220/000071922025000091/stba-20250930.htm"></span></li></ul>

S&T Bancorp | 10-Q: FY2025 Q3 Revenue: USD 145.39 M