Revenue: As of FY2025 Q3, the actual value is USD 1.095 B.EPS: As of FY2025 Q3, the actual value is USD 2.78.EBIT: As of FY2025 Q3, the actual value is USD -271.97 M.<h3>Segment Revenue</h3><ul><li>Commercial Loans: $16,544,342 as of September 30, 2025, compared to $15,574,551 as of December 31, 2024, and $15,247,693 as of September 30, 2024.</li><li>Commercial Real Estate Loans: $13,619,207 as of September 30, 2025, compared to $12,903,944 as of December 31, 2024, and $12,793,417 as of September 30, 2024.</li><li>Home Equity Loans: $484,202 as of September 30, 2025, compared to $445,028 as of December 31, 2024, and $427,043 as of September 30, 2024.</li><li>Residential Real Estate Loans: $4,143,870 as of September 30, 2025, compared to $3,612,765 as of December 31, 2024, and $3,388,038 as of September 30, 2024.</li><li>Premium Finance Receivables - Property &amp; Casualty: $8,366,292 as of September 30, 2025, compared to $7,272,042 as of December 31, 2024, and $7,131,681 as of September 30, 2024.</li><li>Premium Finance Receivables - Life Insurance: $8,758,553 as of September 30, 2025, compared to $8,147,145 as of December 31, 2024, and $7,996,899 as of September 30, 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $216,254 for the three months ended September 30, 2025, compared to $170,001 for the same period in 2024.</li><li>Provision for Credit Losses: $21,768 for the three months ended September 30, 2025, compared to $22,334 for the same period in 2024.</li><li>Net Interest Income: $567,010 for the three months ended September 30, 2025, compared to $502,583 for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $658,689 for the nine months ended September 30, 2025, compared to $230,739 for the same period in 2024.</li><li>Net Cash Used for Investing Activities: - $4,661,008 for the nine months ended September 30, 2025, compared to - $4,227,930 for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $4,109,252 for the nine months ended September 30, 2025, compared to $4,304,855 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Loan Losses: $386,622 as of September 30, 2025, compared to $364,017 as of December 31, 2024, and $360,279 as of September 30, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue expanding its loan portfolio across various segments, with a focus on maintaining a diverse mix to mitigate risks associated with economic downturns.</li><li>Non-Core Business: The company is evaluating the impact of adopting new accounting standards on its financial statements, which may affect future reporting and strategic decisions.</li></ul>

Wintrust Financial Pref Shares WTFC 7.8750 Perp 07/15/30 | 10-Q: FY2025 Q3 Revenue: USD 1.095 B