Revenue: As of FY2025 Q3, the actual value is USD 112.67 M.EPS: As of FY2025 Q3, the actual value is USD 0.54, missing the estimate of USD 0.6025.EBIT: As of FY2025 Q3, the actual value is USD -36.97 M.<h3>Banking Segment</h3><ul><li>Net Interest Income: For the nine months ended September 30, 2025, net interest income before provision for credit losses was $144,368 thousand, compared to $107,098 thousand for the same period in 2024.</li><li>Provision for Credit Losses: The provision for credit losses was $15,847 thousand for the nine months ended September 30, 2025, compared to $5,762 thousand for the same period in 2024.</li><li>Net Income: The net income for the nine months ended September 30, 2025, was $25,167 thousand, compared to $23,748 thousand for the same period in 2024.</li><li>Total Loans: As of September 30, 2025, total loans were $6,018,967 thousand, compared to $5,512,326 thousand as of December 31, 2024.</li><li>Deposits: Total deposits as of September 30, 2025, were $6,562,162 thousand, compared to $6,129,022 thousand as of December 31, 2024.</li></ul><h3>Wealth Management Segment</h3><ul><li>Wealth Management Fee Income: For the nine months ended September 30, 2025, wealth management fee income was $47,176 thousand, compared to $45,976 thousand for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: For the nine months ended September 30, 2025, net cash provided by operating activities was $44,256 thousand, compared to $44,645 thousand for the same period in 2024.</li><li>Net Cash Used in Investing Activities: For the nine months ended September 30, 2025, net cash used in investing activities was - $478,102 thousand, compared to net cash provided by investing activities of $17,290 thousand for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: For the nine months ended September 30, 2025, net cash provided by financing activities was $389,665 thousand, compared to $243,052 thousand for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue focusing on expanding its core banking and wealth management services, with an emphasis on increasing net interest income and managing credit risk effectively.</li><li>Non-Core Business: There are no specific plans related to divestitures or emerging segments mentioned in the report.</li></ul>

Peapack-Gladstone | 10-Q: FY2025 Q3 Revenue: USD 112.67 M