<span item_type="fundamental" item_id="3e4c3420cfc40817b7bcb49e6a1aad36" counter_id="ST/US/MBINL" env="prod"></span><span item_type="announcement" item_id="580260765993077121" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 344.79 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 0.97.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -63.48 M.</p><p></p><h3>Multi-family Mortgage Banking</h3><ul><li><strong>Net Interest Income After Provision for Credit Losses</strong>: $1,107 thousand</li><li><strong>Noninterest Income</strong>: $45,257 thousand</li><li><strong>Noninterest Expense</strong>: $30,962 thousand</li><li><strong>Net Income</strong>: $12,076 thousand</li></ul><h3>Mortgage Warehousing</h3><ul><li><strong>Net Interest Income After Provision for Credit Losses</strong>: $34,417 thousand</li><li><strong>Noninterest Income</strong>: $523 thousand</li><li><strong>Noninterest Expense</strong>: $7,398 thousand</li><li><strong>Net Income</strong>: $23,564 thousand</li></ul><h3>Banking</h3><ul><li><strong>Net Interest Income After Provision for Credit Losses</strong>: $58,821 thousand</li><li><strong>Noninterest Income</strong>: $775 thousand</li><li><strong>Noninterest Expense</strong>: $25,425 thousand</li><li><strong>Net Income</strong>: $29,551 thousand</li></ul><h3>Other</h3><ul><li><strong>Net Interest Income After Provision for Credit Losses</strong>: $4,474 thousand</li><li><strong>Noninterest Income</strong>: - $3,541 thousand</li><li><strong>Noninterest Expense</strong>: $13,465 thousand</li><li><strong>Net Income</strong>: - $10,490 thousand</li></ul><h3>Total</h3><ul><li><strong>Net Interest Income After Provision for Credit Losses</strong>: $98,819 thousand</li><li><strong>Noninterest Income</strong>: $43,014 thousand</li><li><strong>Noninterest Expense</strong>: $77,250 thousand</li><li><strong>Net Income</strong>: $54,701 thousand</li></ul><h3>Significant Non-Cash Items</h3><ul><li><strong>Servicing Rights Fair Value Adjustments</strong>: $2,123 thousand</li><li><strong>Derivative Fair Value Adjustments</strong>: - $770 thousand</li></ul><h3>Outlook</h3><p>The company continues to focus on its core business areas, with strategic plans to enhance growth and improve margins. The emphasis remains on expanding market presence and optimizing operational efficiencies to drive future performance.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1629019/000110465925108470/mbin-20250930x10q.htm"></span></p>

Merchants Bankcorp Pref Shares MBIN 7.625 Perp 01/01/30 | 10-Q: FY2025 Q3 Revenue: USD 344.79 M