Revenue: As of FY2025 Q3, the actual value is USD 891.81 M.EPS: As of FY2025 Q3, the actual value is USD 0.28.EBIT: As of FY2025 Q3, the actual value is USD -236.27 M.<h3>Commercial and Industrial Segment</h3><ul><li>Net Loans: $10,757,857 as of September 30, 2025, compared to $9,931,400 as of December 31, 2024.</li><li>Non-Accrual Loans: $92,214 as of September 30, 2025.</li><li>Loan Modifications: $37,663 in modifications during the three months ended September 30, 2025, representing 0.35% of the total loan class.</li></ul><h3>Commercial Real Estate Segment</h3><ul><li>Net Loans: $28,683,374 as of September 30, 2025, compared to $29,644,958 as of December 31, 2024.</li><li>Non-Accrual Loans: $284,002 as of September 30, 2025.</li><li>Loan Modifications: $138,356 in modifications during the three months ended September 30, 2025, representing 0.53% of the total loan class.</li></ul><h3>Residential Mortgage Segment</h3><ul><li>Net Loans: $5,795,395 as of September 30, 2025, compared to $5,632,516 as of December 31, 2024.</li><li>Non-Accrual Loans: $38,949 as of September 30, 2025.</li><li>Loan Modifications: $668 in modifications during the three months ended September 30, 2025, representing 0.01% of the total loan class.</li></ul><h3>Consumer Loans Segment</h3><ul><li>Net Loans: $4,036,197 as of September 30, 2025, compared to $3,590,837 as of December 31, 2024.</li><li>Non-Accrual Loans: $6,324 as of September 30, 2025.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $147,191 for the nine months ended September 30, 2025.</li><li>Net Cash Used in Investing Activities: -$1,249,246 for the nine months ended September 30, 2025.</li><li>Net Cash Provided by Financing Activities: $582,370 for the nine months ended September 30, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company continues to focus on managing credit risk and maintaining a diversified loan portfolio. The strategic emphasis is on loan modifications to assist borrowers experiencing financial difficulties, with a focus on maintaining asset quality and managing non-performing loans.</li></ul>

Valley National Bancorp Pref Share VLYPP 6.25 06/30/25 | 10-Q: FY2025 Q3 Revenue: USD 891.81 M