Byline Bancorp | 10-Q: FY2025 Q3 Revenue: USD 115.74 M

Revenue: As of FY2025 Q3, the actual value is USD 115.74 M.

EPS: As of FY2025 Q3, the actual value is USD 0.82, beating the estimate of USD 0.715.

EBIT: As of FY2025 Q3, the actual value is USD -49.95 M.

Financial Metrics by Segment

Commercial Real Estate

• Current Loans: $2,483,494 million
• 30-59 Days Past Due: $1,682 million
• 60-89 Days Past Due: $5,811 million
• Non-accrual: $31,159 million
• Total Past Due: $38,652 million

Residential Real Estate

• Current Loans: $753,300 million
• 30-59 Days Past Due: $598 million
• 60-89 Days Past Due: $97 million
• Non-accrual: $1,946 million
• Total Past Due: $2,641 million

Construction, Land Development, and Other Land

• Current Loans: $449,461 million
• 30-59 Days Past Due: $12,366 million
• 60-89 Days Past Due: $3,211 million
• Total Past Due: $15,577 million

Commercial and Industrial

• Current Loans: $2,893,827 million
• 30-59 Days Past Due: $483 million
• 60-89 Days Past Due: $9,378 million
• Non-accrual: $26,766 million
• Total Past Due: $36,627 million

Installment and Other

• Current Loans: $16,645 million

Lease Financing Receivables

• Current Loans: $733,348 million
• 30-59 Days Past Due: $8,274 million
• 60-89 Days Past Due: $5,622 million
• Non-accrual: $3,287 million
• Total Past Due: $17,183 million

Future Outlook and Strategy

• Core Business Focus: Byline Bancorp, Inc. aims to maintain a strong focus on its core business areas, including commercial real estate, residential real estate, and commercial and industrial loans. The company plans to continue its efforts in managing credit risk and maintaining asset quality.
• Non-Core Business: The company is also exploring opportunities in lease financing and installment loans, with a focus on expanding its market presence and diversifying its revenue streams.