Revenue: As of FY2025 Q3, the actual value is USD 355.22 M.EPS: As of FY2025 Q3, the actual value is USD 1.13, missing the estimate of USD 1.154.EBIT: As of FY2025 Q3, the actual value is USD -95.83 M.<h3>Segment Revenue</h3><ul><li>Interest and Dividend Income: Total interest and dividend income for the nine months ended September 30, 2025, was $976,508 thousand, compared to $1,004,993 thousand for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Net income for the nine months ended September 30, 2025, was $224,607 thousand, compared to $205,778 thousand for the same period in 2024.</li><li>Provision for Credit Losses: The provision for credit losses for the nine months ended September 30, 2025, was $55,431 thousand, compared to $23,000 thousand for the same period in 2024.</li><li>Non-Interest Income: Total non-interest income for the nine months ended September 30, 2025, was $47,616 thousand, compared to $40,191 thousand for the same period in 2024.</li><li>Non-Interest Expense: Total non-interest expense for the nine months ended September 30, 2025, was $262,907 thousand, compared to $289,458 thousand for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: Net cash provided by operating activities for the nine months ended September 30, 2025, was $313,507 thousand, compared to $242,335 thousand for the same period in 2024.</li><li>Net Cash Used for Investing Activities: Net cash used for investing activities for the nine months ended September 30, 2025, was - $810,138 thousand, compared to $264,937 thousand provided by investing activities for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: Net cash provided by financing activities for the nine months ended September 30, 2025, was $765,164 thousand, compared to $2,692 thousand for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Loan Losses: The allowance for loan losses as of September 30, 2025, was $186,647 thousand, compared to $161,765 thousand as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company aims to maintain a strong focus on credit quality and risk management, with an emphasis on managing the allowance for credit losses and monitoring the performance of modified loans.</li><li>Non-Core Business: The company continues to manage its investments in affordable housing and alternative energy partnerships, with unfunded commitments of $97.2 million as of September 30, 2025.</li></ul>

Cathay Bancorp | 10-Q: FY2025 Q3 Revenue: USD 355.22 M