Peoples Financial Services Corp. reports Q3 net income of $15.2 million
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Peoples Financial Services Corp. reported a Q3 net income of $15.2 million, or $1.51 per diluted share, for the quarter ending September 30, 2025. The company achieved a return on average assets of 1.2% and a return on average tangible common equity of 15.2%. Total assets were $5.2 billion, with deposits at $4.3 billion and net loans at $4.0 billion. The net interest margin was 3.5%, and the efficiency ratio stood at 56.5%. The company completed its merger with FNCB on July 1, 2024, and had total available liquidity of $3.0 billion as of September 30, 2025.
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