Webster Financial-Waterbury | 10-Q: FY2025 Q3 Revenue: USD 732.57 M

Revenue: As of FY2025 Q3, the actual value is USD 732.57 M.

EPS: As of FY2025 Q3, the actual value is USD 1.54, beating the estimate of USD 1.5281.

EBIT: As of FY2025 Q3, the actual value is USD -255.76 M.

Net Interest Income: $328.3 million (Q3 2025), $338.4 million (Q3 2024), $965.9 million (9M 2025), $1,018.0 million (9M 2024)
Non-Interest Income: $33.9 million (Q3 2025), $33.3 million (Q3 2024), $93.5 million (9M 2025), $102.1 million (9M 2024)
Non-Interest Expense: $108.6 million (Q3 2025), $100.9 million (Q3 2024), $323.5 million (9M 2025), $311.7 million (9M 2024)
Pre-Tax, Pre-Provision Net Revenue (PPNR): $253.6 million (Q3 2025), $270.8 million (Q3 2024), $735.9 million (9M 2025), $808.3 million (9M 2024)

Loans and Leases: $42.4 billion (Sep 30, 2025), $40.6 billion (Dec 31, 2024)
Deposits: $18.3 billion (Sep 30, 2025), $16.3 billion (Dec 31, 2024)
Assets Under Administration/Management: $2.8 billion (Sep 30, 2025), $3.0 billion (Dec 31, 2024)

Net Interest Income: $100.0 million (Q3 2025), $93.9 million (Q3 2024), $294.0 million (9M 2025), $271.7 million (9M 2024)
Non-Interest Income: $27.3 million (Q3 2025), $26.5 million (Q3 2024), $85.4 million (9M 2025), $85.1 million (9M 2024)
Non-Interest Expense: $54.5 million (Q3 2025), $54.0 million (Q3 2024), $165.7 million (9M 2025), $157.4 million (9M 2024)
Pre-Tax, Pre-Provision Net Revenue (PPNR): $72.9 million (Q3 2025), $66.5 million (Q3 2024), $213.7 million (9M 2025), $199.4 million (9M 2024)

Deposits: $10.3 billion (Sep 30, 2025), $10.0 billion (Dec 31, 2024)
Assets Under Administration (Linked Investment Accounts): $6.3 billion (Sep 30, 2025), $5.3 billion (Dec 31, 2024)

Net Interest Income: $214.5 million (Q3 2025), $202.1 million (Q3 2024), $629.2 million (9M 2025), $610.6 million (9M 2024)
Non-Interest Income: $24.9 million (Q3 2025), $28.3 million (Q3 2024), $75.7 million (9M 2025), $86.7 million (9M 2024)
Non-Interest Expense: $125.4 million (Q3 2025), $116.3 million (Q3 2024), $371.1 million (9M 2025), $352.3 million (9M 2024)
Pre-Tax, Pre-Provision Net Revenue (PPNR): $114.0 million (Q3 2025), $114.2 million (Q3 2024), $333.8 million (9M 2025), $345.0 million (9M 2024)

Loans: $12.7 billion (Sep 30, 2025), $11.9 billion (Dec 31, 2024)
Deposits: $27.5 billion (Sep 30, 2025), $27.3 billion (Dec 31, 2024)
Assets Under Administration: $7.7 billion (Sep 30, 2025), $8.0 billion (Dec 31, 2024)

Core Business Focus: The company aims to maintain a strong base of core deposits to support growth in its loan portfolios. Management actively monitors the interest rate environment and makes adjustments to its deposit strategy in response to evolving market conditions, funding needs, and client relationship dynamics.
Non-Core Business: The company continues to monitor economic forecasts, anticipated earnings, and its capital position in the determination of its dividend payments. The Holding Company maintains a common stock repurchase program, which was approved by the Board of Directors, that permits management to repurchase shares of its common stock in open market or private transactions.
Priority: The company is committed to maintaining a strong base of core deposits, which consists of demand, health savings, interest-bearing checking, money market, and savings accounts, to support growth in its loan portfolios.