<span item_type="fundamental" item_id="5dab5084cccd1a485f05291c38235934" counter_id="ST/US/CLST" env="prod"></span><span item_type="announcement" item_id="582355816669451777" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 3.828 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 0.13.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -1.851 M.</p><p></p><h3>Financial Metrics by Segment</h3><h4>Segment Revenue</h4><ul><li><strong>Interest Income</strong>: Total interest income decreased by $158,000, or 4.3%, to $3.5 million for the three months ended September 30, 2025, compared to the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li></ul><h4>Operational Metrics</h4><ul><li><strong>Net Income</strong>: For the three months ended September 30, 2025, net income was $489,000, up $42,000, or 9.4%, compared to the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li><li><strong>Net Interest Income</strong>: Net interest income was $2.5 million for the three months ended September 30, 2025, down $82,000, or 3.2%, compared to the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li><li><strong>Non-interest Expense</strong>: Non-interest expense totaled $2.2 million for the three months ended September 30, 2025, down $58,000, or 2.6%, compared to the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li></ul><h4>Cash Flow</h4><ul><li><strong>Net Cash Provided by Operating Activities</strong>: $2.5 million for the nine months ended September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li></ul><h4>Unique Metrics</h4><ul><li><strong>Investment Securities</strong>: Total investment securities were $59.8 million at September 30, 2025, up $17.6 million, or 41.8%, compared to $42.2 million at December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li></ul><h4>Future Outlook and Strategy</h4><ul><li><strong>Core Business Focus</strong>: The Company aims to maintain a strong liquidity position and anticipates sufficient funds to meet current funding commitments. It expects that a majority of maturing time deposits will be retained and plans to continue using secondary funding sources.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li><li><strong>Non-Core Business</strong>: The Company repurchased 148,546 shares of its common stock at an average cost per share of $11.98 during the nine months ended September 30, 2025, with plans to continue repurchasing shares under the November 2024 Repurchase Plan.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li></ul><h4>Priority</h4><ul><li><strong>Net Interest Margin</strong>: The net interest margin was 3.92% for the nine months ended September 30, 2025, up from 3.56% for the same period in 2024, primarily due to loan growth and the payoff of a BTFP advance.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1849867/000110465925111034/clst-20250930x10q.htm"></span></li></ul>

Catalyst Ban | 10-Q: FY2025 Q3 Revenue: USD 3.828 M