
SLM Corporation Highlights Q3 2025 Earnings Growth and Loan Origination in Investor Presentation

SLM Corporation reported Q3 2025 private education loan originations of $2.9 billion, up from $2.8 billion last year. Net interest margin rose to 5.18%. GAAP net income was $132 million, with earnings per share at $0.63. Non-interest expenses increased to $180 million. Credit loss provisions decreased due to loan sales. 96% of loans were current, with 2% delinquent. The company repurchased 5.6 million shares at $29.45 each, with $138 million remaining in the repurchase program.
SLM Corporation reported private education loan originations of $2.9 billion in the third quarter of 2025, up from $2.8 billion in the same period last year. Net interest margin increased to 5.18%, an 18 basis point rise compared to the third quarter of 2024. The company posted GAAP net income attributable to common stock of $132 million and diluted earnings per common share of $0.63 for the quarter. Total non-interest expenses were $180 million, reflecting a rise from $172 million in the prior-year quarter. The provision for credit losses was $179 million, with a noted decrease primarily due to a release from loan sales. As of the end of the quarter, 96.0% of private education loans held for investment were current, while loans delinquent 30-59 days represented 2.0% of the portfolio. The company repurchased 5.6 million shares at an average price of $29.45 per share during the quarter, with $138 million of capacity remaining under its current repurchase program. You can access the full presentation through the link below. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. SLM Corporation published the original content used to generate this news brief on November 17, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here

