<span item_type="fundamental" item_id="46406520a97e337c84e18a5740cf8b3a" counter_id="ST/US/PRHIZ" env="prod"></span><span item_type="announcement" item_id="583902810694618881" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 6.679 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD -0.32.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -3.096 M.</p><p></p><h3>Segment Revenue</h3><ul><li>Gross written premiums for the third quarter of 2025 were $14.6 million, a decrease of 2.9% compared to $15.1 million in the prior year period.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li>Net income (loss) allocable to common shareholders for the third quarter of 2025 was - $3.97 million, compared to $52.79 million in the prior year period.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li><li>Adjusted operating income (loss) for the third quarter of 2025 was - $2.706 million, compared to - $6.85 million in the prior year period.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li><li>Combined ratio for personal lines business was 95.2% for the third quarter of 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li></ul><h3>Cash Flow</h3><ul><li>Net investment income for the third quarter of 2025 was $1.3 million, a decrease of 6.5% from $1.391 million in the prior year period.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li>Change in fair value of equity securities resulted in a gain of $13,000 for the third quarter of 2025, compared to a loss of $29,000 in the prior year period.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>Presurance Holdings anticipates continued positive performance due to refined underwriting focus, prioritizing quality over volume in pursuit of more sustainable, profitable growth.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li><li>The company expects metrics across the portfolio to align with expected targets, emphasizing personal lines that deliver stronger risk-adjusted returns.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li><li>Forward-looking statements include expectations regarding premiums, earnings, capital position, expansion, and growth strategies.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1502292/000119312525284817/prhi-ex99_1.htm"></span></li></ul>

PRESURANCE HOLDINGS INC. 9.75% NTS 30/09/28 USD25 | 8-K: FY2025 Q3 Revenue: USD 6.679 M