Revenue: As of FY2026 Q3, the actual value is USD 155.4 M.EPS: As of FY2026 Q3, the actual value is USD -0.28.EBIT: As of FY2026 Q3, the actual value is USD -8.533 M.<h3>Retail Segment</h3><ul><li>Revenue: $154.7 million for the three months ended November 1, 2025, and $500.2 million for the nine months ended November 1, 2025.</li><li>Cost of Goods Sold: $104.5 million for the three months ended November 1, 2025, and $325.3 million for the nine months ended November 1, 2025.</li><li>Selling, General, and Administrative Expenses: $39.9 million for the three months ended November 1, 2025, and $119.2 million for the nine months ended November 1, 2025.</li><li>Segment Income (Loss) Before Income Taxes: - $8.7 million for the three months ended November 1, 2025, and - $0.8 million for the nine months ended November 1, 2025.</li></ul><h3>Credit Segment</h3><ul><li>Revenue: $0.7 million for the three months ended November 1, 2025, and $2.0 million for the nine months ended November 1, 2025.</li><li>Selling, General, and Administrative Expenses: $0.4 million for the three months ended November 1, 2025, and $1.2 million for the nine months ended November 1, 2025.</li><li>Segment Income (Loss) Before Income Taxes: $0.5 million for the three months ended November 1, 2025, and $1.6 million for the nine months ended November 1, 2025.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided (Used) in Operating Activities: $3.2 million for the nine months ended November 1, 2025.</li><li>Net Cash Used in Investing Activities: Negligible for the nine months ended November 1, 2025.</li><li>Net Cash Used in Financing Activities: $0.9 million for the nine months ended November 1, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company expects to close approximately 50 stores in fiscal 2025, reflecting a strategic focus on optimizing store locations and operations.</li><li>Non-Core Business: The company has an asset-based revolving credit facility committed through May 2027, with availability of $27.0 million as of November 1, 2025, to support working capital and general corporate purposes.</li></ul>

Cato | 10-Q: FY2026 Q3 Revenue: USD 155.4 M