Capital One Reports 5.02% Net Charge-Off Rate for Domestic Credit Card Portfolio in November 2025
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Capital One reported a 5.02% net charge-off rate for its domestic credit card portfolio in November 2025, with net charge-offs totaling $1.06 billion. The delinquency rate was 4.01% with $10.33 billion in 30+ day performing delinquencies. In the auto segment, net charge-offs were $118 million, with a 1.71% charge-off rate and a 5.02% delinquency rate. Nonperforming loans were $531 million, with a 0.64% rate.
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