<p>Capital One Financial Corporation reported its monthly charge-off and delinquency metrics as of November 30, 2025. For the domestic credit card segment, average loans held for investment totaled $253.5 billion, with period-end loans at $257.4 billion. Net charge-offs amounted to $1.06 billion, representing a net charge-off rate of 5.02%. The 30+ day performing delinquencies totaled $10.33 billion, resulting in a delinquency rate of 4.01%. In the consumer banking auto segment, average loans held for investment were $82.8 billion, with period-end loans at $83.0 billion. Net charge-offs were $118 million, corresponding to a net charge-off rate of 1.71%. The 30+ day performing delinquencies reached $4.17 billion, with a delinquency rate of 5.02%. Nonperforming loans in the auto segment stood at $531 million, yielding a nonperforming loan rate of 0.64%. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital One Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000927628-25-000288), on December 15, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here</p>

- Capital One Financial Corporation reported its charge-off and delinquency metrics as of November 30, 2025, highlighting significant figures in both the credit card and auto segments.  
- In the credit card segment, net charge-offs were $1.06 billion with a rate of 5.02%, while the auto segment saw net charge-offs of $118 million at a rate of 1.71%.  
- The report also noted delinquency rates of 4.01% for credit cards and 5.02% for auto loans, with nonperforming loans in the auto segment at $531 million.  

Capital One Reports 5.02% Net Charge-Off Rate for Domestic Credit Card Portfolio in November 2025