United Security Bancshares Announces Merger Agreement

Claim 50% Off TipRanks Premium and Invest with Confidence Unlock hedge-fund level data and powerful investing tools designed to help you make smarter, sharper decisions Stay ahead of the market with the latest news and analysis so your portfolio is always positioned for maximum potentialUnited Security Bancshares ( (UBFO) ) has shared an announcement. On December 16, 2025, United Security Bancshares and Community West Bancshares entered into a definitive merger agreement, with the transaction valued around $191.9 million based on Community West Bancshares’ closing share price. This all-stock merger will see United Security Bancshares merge into Community West Bancshares, combining their respective banking subsidiaries. The unified entity will expand its presence across Central California with broader resources and increased operational scale, aiming to enhance service delivery and shareholder value. Once finalized in the second quarter of 2026, the combined company will have total assets nearing $5 billion. Leadership from both parties, including key board members and executives, will ensure a smooth integration, fostering customer retention and employee growth opportunities. The most recent analyst rating on (UBFO) stock is a Buy with a $11.50 price target. To see the full list of analyst forecasts on United Security Bancshares stock, see the UBFO Stock Forecast page. Spark’s Take on UBFO Stock According to Spark, TipRanks’ AI Analyst, UBFO is a Outperform. United Security Bancshares scores well due to its strong financial stability and attractive valuation, with a reasonable P/E ratio and high dividend yield. The technical analysis supports a positive trend, although potential overbought conditions could lead to short-term volatility. The absence of earnings call data limits insights into future guidance and sentiment. To see Spark’s full report on UBFO stock, click here. More about United Security Bancshares United Security Bancshares, based in Fresno, California, is the parent company of United Security Bank, which was founded in 1987. The bank operates 13 full-service branches across Fresno, Madera, Kern, San Joaquin, and Santa Clara counties, providing a range of commercial and personal banking services, including commercial lending, construction loans, consumer lending, and more. Community West Bancshares, also headquartered in Fresno, is the parent company of Community West Bank. Established in 1979, the company provides services in areas like commercial lending, agribusiness, SBA loans, mortgage services, and private banking, with a presence in 12 Central California counties. Average Trading Volume: 28,782 Technical Sentiment Signal: Buy Current Market Cap: $182.8M