What conditions must overdue information meet to be eligible for the one-time credit repair policy? The central bank: There are mainly four applicable conditions

The policy Q&A regarding the "Notice of the People's Bank of China on the Implementation of One-time Credit Repair Policy" mentions that the one-time credit repair policy mainly has four applicable conditions: First, the applicable subjects are limited to individuals with credit overdue information displayed in the financial credit information basic database (i.e., the credit reporting system of the People's Bank of China); Second, the applicable time frame requires that the overdue information is generated between January 1, 2020, and December 31, 2025; Third, the applicable amount is that the overdue amount for a single instance does not exceed 10,000 yuan; Fourth, the prerequisite is that individuals must fully repay the overdue debts by March 31, 2026 (inclusive). Overdue information that meets the above conditions will be processed as not displayed