<div id="readability-page-1"><div><ul> <li>Earlier this month, Citizens Financial Group reported that analysts expect its fiscal fourth-quarter 2025 diluted EPS to reach US$1.12, implying a very large year-over-year profit increase, after the bank topped Wall Street earnings estimates in each of the previous four quarters.</li> <li>The bank’s performance has been underpinned by expansion in its private bank and wealth franchise, strong capital markets activity, and tighter cost control supported by technology and private banking investments that aim to lift efficiency and profitability.</li> <li>With expectations for sharply higher quarterly earnings driven by private banking and wealth growth, we’ll now examine how this shapes Citizens’ investment narrative.</li> </ul><p>These 13 companies survived and thrived after COVID and have the right ingredients to survive Trump's tariffs. Discover why before your portfolio feels the trade war pinch.</p><h2>Citizens Financial Group Investment Narrative Recap</h2><p>To own Citizens Financial Group, you need to believe it can keep growing earnings by scaling its private bank and wealth franchise while holding credit and expenses in check. The latest expectation for US$1.12 in Q4 2025 EPS reinforces that near term earnings momentum, but does not materially change the key risk around commercial real estate exposure, which could still pressure asset quality if conditions worsen.</p> <p>Among recent announcements, the October 2025 earnings release is most relevant here, with higher net interest income and EPS growth pointing to improving profitability ahead of the expected Q4 step up. That backdrop helps frame private banking and capital markets as central catalysts, but also raises the bar for Citizens to sustain cost discipline and technology driven efficiency gains if credit conditions or regional growth soften.</p> <p>Yet investors should be aware that Citizens’ sizeable commercial real estate exposure could still...</p> <p>Read the full narrative on Citizens Financial Group (it's free!)</p><p>Citizens Financial Group's narrative projects $10.3 billion revenue and $2.8 billion earnings by 2028. This requires 12.6% yearly revenue growth and about a $1.3 billion earnings increase from $1.5 billion today.</p><p>Uncover how Citizens Financial Group's forecasts yield a $62.22 fair value, a 5% upside to its current price.</p><h2>Exploring Other Perspectives</h2><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/4e00a58a-add4-487b-bb12-144763c93888/chart/quote-price?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/4e00a58a-add4-487b-bb12-144763c93888/chart/quote-price"/><figcaption>CFG 1-Year Stock Price Chart</figcaption></figure> <p>Three members of the Simply Wall St Community value Citizens Financial Group between US$42.41 and US$83.79, reflecting wide disagreement on upside. When you set those views against the reliance on private banking and wealth growth to support earnings, it underlines why comparing several perspectives can be helpful before forming your own view.</p><p>Explore 3 other fair value estimates on Citizens Financial Group - why the stock might be worth 28% less than the current price!</p><h2>Build Your Own Citizens Financial Group Narrative</h2><p>Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.</p><ul><li>A great starting point for your Citizens Financial Group research is our analysis highlighting 4 key rewards that could impact your investment decision.</li><li>Our free Citizens Financial Group research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Citizens Financial Group's overall financial health at a glance.</li></ul><h2>Ready To Venture Into Other Investment Styles?</h2><p>Don't miss your shot at the next 10-bagger. 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Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.     Simply Wall St has no position in any stocks mentioned.</em></p><div><p>Mobile Infrastructure for Defense and Disaster</p><p>The next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.</p><p>Get the investor briefing before the next round of contracts</p><p><span>Sponsored On Behalf of CiTech</span></p></div></div></div>

<p>Citizens Financial Group's Q4 2025 EPS is expected to reach $1.12, indicating significant profit growth. The bank's performance is driven by private banking, wealth franchise expansion, strong capital markets activity, and cost control. Despite positive earnings momentum, commercial real estate exposure remains a risk. CFG's revenue is projected to reach $10.3 billion and earnings $2.8 billion by 2028. Analysts' valuations of CFG vary widely, highlighting the importance of considering multiple perspectives.</p>

How Investors May Respond To Citizens Financial Group (CFG) Surging EPS Forecasts And Private Banking Momentum