Heading into the Christmas Holiday, Rates Dip Lower | FMCC Stock News
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Freddie Mac's latest Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage averaged 6.18% as of December 24, 2025, down from 6.21% last week and 6.85% a year ago. The 15-year fixed-rate mortgage averaged 5.50%, up from 5.47% last week but down from 6.00% a year ago. Freddie Mac's Chief Economist, Sam Khater, noted that declining rates are beneficial for aspiring homebuyers.
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