Latest News In Digital Payment - AI Transforming E-Commerce Across Asia-Pacific Markets

Artificial Intelligence (AI) is playing a transformative role in digital payments and e-commerce in the Asia-Pacific region, with notable advancements in China, India, and Southeast Asia. These emerging markets are experiencing rapid AI adoption, enhancing efficiencies in consumer interactions and platform operations. Despite these gains, challenges remain, including issues related to workforce skills, data governance, and infrastructure limitations. The impact is varied across the region, with advanced economies approaching AI integration more cautiously. As AI influences competitive dynamics, organizations in payments, retail, and financial services sectors are increasingly leveraging AI to improve operational efficiency, while navigating ongoing regulatory, security, and infrastructural hurdles.China CITIC Bank (SHSE:601998) last closed at CN¥7.57 up 2%.Postal Savings Bank of China (SEHK:1658) last closed at HK$5.30 down 0.2%.Elsewhere in the market, FBC Holdings (ZMSE:FBC) was a notable mover up 14.9% and ending the day at ZWG10.91.Best Digital Payment StocksVisa (NYSE:V) finished flat at, $355.00.PayPal Holdings (NasdaqGS:PYPL) settled at $59.97 down 0.1%.SoFi Technologies (NasdaqGS:SOFI) ended the day at $27.07 down 1.5%.Evaluate SoFi Technologies as it navigates potential discrepancies in market valuations due to ambitious growth expectations. Click through to explore the full narrative on SoFi's strategic position and challenges.Summing It All UpEmbark on your investment journey to our 223 Digital Payment Stocks selection, featuring Banco de Chile, CBZ Holdings and Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna, right here.Interested In Other Possibilities? The end of cancer? These 29 emerging AI stocks are developing tech that will allow early idenification of life changing disesaes like cancer and Alzheimer's. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sources:Simply Wall St"AI in Asia-Pacific's Digital Payments and E-Commerce Market 2025: AI Adoption Lifts Digital Payments and E-Commerce, Driven by China and High-growth Markets" from Research and Markets on GlobeNewswire (published 22 December 2025)Mobile Infrastructure for Defense and DisasterThe next wave in robotics isn't humanoid. Its fully autonomous towers delivering 5G, ISR, and radar in under 30 minutes, anywhere.Get the investor briefing before the next round of contractsSponsored On Behalf of CiTech