<p>Fubon FHC reported full-year 2025 consolidated pre-tax profit of TWD 136.9 billion and net profit of TWD 120.9 billion, with earnings per share at TWD 8.36. Profit for the year was significantly affected by a one-time foreign exchange provision of TWD 28.1 billion at Fubon Life in December. Excluding the impact of this FX provision, pro forma cumulative pre-tax profit for the year would have been approximately TWD 193.4 billion. In December, Fubon FHC posted a consolidated net profit of TWD 140 million. Subsidiaries delivered strong performances. Taipei Fubon Bank recorded a December net profit of TWD 1.6 billion and achieved a full-year net profit of TWD 36.3 billion, up 19 percent year-on-year. The bank reported double-digit loan growth and net interest margin expansion, contributing to a 14 percent increase in net interest income. Asset quality remained sound, with a non-performing loan ratio of 0.12 and a coverage ratio of 1,099 at year-end. Fubon Securities reported a December net profit of TWD 830 million, with cumulative net profit for 2025 reaching TWD 10.6 billion. Fubon Insurance posted its second-highest December profit in history, while Fubon Securities and Taipei Fubon Bank set new annual profit records for 2025. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fubon Financial Holdings Co. Ltd. published the original content used to generate this news brief on January 12, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here</p>

Fubon FHC Full Year 2025 Net Profit Falls to TWD 120.9 Billion, Impacted by Fubon Life FX Provision