
BREAKINGVIEWS-Lending boom raises economic hopes and bank fears

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The four largest US banks increased their loan books by $385 billion, or nearly 10%, in 2025, despite concerns over a slowing economy. This growth comes as Bank of America, Citigroup, and Wells Fargo reported better-than-expected fourth-quarter earnings, with Citigroup leading at 24% year-over-year growth. However, the rise in lending also raises concerns about new financial risks as regulatory oversight diminishes.
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