
American Express Reports Delinquency and Write-off Statistics

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On January 15, 2026, American Express reported delinquency and write-off rates for U.S. Consumer and Small Business loans. Key highlights include: U.S. Consumer loans 30 days past due at 1.3% in December 2025, Small Business loans 30 days past due at 1.7%, net write-off rate for Consumer loans steady at 2.1%, and Small Business loans write-off rate at 2.7%.
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