Banco Santander-Chile Posts Strong 2025 Results With CLP 1.07 Trillion Net Income

Claim 70% Off TipRanks PremiumUnlock hedge fund-level data and powerful investing tools for smarter, sharper decisions Stay ahead of the market with the latest news and analysis and maximize your portfolio's potentialAn update from Banco Santander Chile ( (BSAC) ) is now available. Banco Santander-Chile reported consolidated financial information as of December 31, 2025, filed with the U.S. Securities and Exchange Commission on January 15, 2026, showing total assets of CLP 68.1 trillion, driven mainly by CLP 39.6 trillion in net loans to customers and banks, CLP 9.8 trillion in financial instruments, and CLP 11.1 trillion in derivative contracts. On the funding side, the bank reported CLP 14.1 trillion in demand deposits, CLP 16.5 trillion in time deposits, and CLP 10.3 trillion in issued debt and regulatory capital instruments, with total equity of CLP 4.8 trillion, of which CLP 4.7 trillion was attributable to shareholders. For the period ended December 2025, the bank generated net interest income of CLP 2.02 trillion and net fee and commission income of CLP 596 billion, with total operating income of CLP 2.88 trillion; after provisions for loan losses of CLP 573 billion, support expenses of CLP 936 billion and other negative results, income before tax reached CLP 1.28 trillion and net income CLP 1.07 trillion, mostly attributable to equity holders of the bank. The figures indicate solid profitability and a sizeable balance sheet, underscoring Banco Santander-Chile’s strong competitive position and capital base within the Chilean banking sector, while providing investors and other stakeholders with an updated snapshot of asset quality, earnings generation and funding structure at year-end 2025. The most recent analyst rating on (BSAC) stock is a Hold with a $36.00 price target. To see the full list of analyst forecasts on Banco Santander Chile stock, see the BSAC Stock Forecast page. Spark’s Take on BSAC Stock According to Spark, TipRanks’ AI Analyst, BSAC is a Neutral. Banco Santander Chile’s overall stock score is driven by strong earnings call insights and positive technical indicators. While the financial performance shows robust profitability, challenges with revenue growth and leverage are concerns. The valuation is fair, and the dividend yield is attractive. Political and economic uncertainties are notable risks. To see Spark’s full report on BSAC stock, click here. More about Banco Santander Chile Banco Santander-Chile is a leading Chilean commercial bank that operates across retail, commercial and corporate banking, offering loans, deposit products, and a wide range of financial services to individuals and businesses in the Chilean market. It is part of the global Santander group and plays a significant role in the country’s financial system through its extensive loan portfolio, deposit base and capital markets activities. Average Trading Volume: 291,135 Technical Sentiment Signal: Buy Current Market Cap: $15.56B Find detailed analytics on BSAC stock on TipRanks’ Stock Analysis page.