Exclusive commercial pension insurance interest rates exceed deposits, with 80% of returns exceeding 3%

Recently, multiple insurance institutions disclosed the 2025 settlement interest rates for exclusive commercial pension insurance products. According to incomplete statistics from reporters, a total of 16 insurance institutions, including National Pension, China Life, Xinhua Pension, and Agricultural Bank of China Life, have announced the 2025 settlement interest rates for 40 exclusive commercial pension insurance products. Among the 40 exclusive commercial pension insurance products, over 80% have a 2025 settlement interest rate exceeding 3.00%, with 32 products having a conservative account settlement interest rate of 3% or above, and 38 products having an aggressive account settlement interest rate of 3% or above. (21 Finance)