CoastalSouth Bancshares Q4 net income rises 23.6% to USD 7.1 million, net interest margin at 3.60%
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CoastalSouth Bancshares Inc. reported a 23.6% increase in Q4 net income to USD 7.1 million, or USD 0.58 per diluted share. For FY 2025, net income reached USD 24.9 million. The company achieved a net interest margin of 3.60% and a return on average assets of 1.24%. Loans held for investment grew by 16.4% annualized, totaling USD 225.1 million in Q4. Additionally, CoastalSouth announced a strategic expansion into the Charleston, SC market with a new commercial banking team.
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