
CTBI Q4 Net Income Rises 21 percent to USD 27.3 Million

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Community Trust Bancorp Inc. reported a 21% increase in Q4 2025 net income to USD 27.3 million, with earnings per share at USD 1.51. For the full year, net income reached USD 98.1 million, and the efficiency ratio improved to 48.70%. Key figures include a return on average assets of 1.63% for Q4 and dividends declared per share of USD 0.53. Noninterest income for Q4 included USD 7.5 million in deposit fees and USD 4.4 million in trust revenue, which rose by 12% year-over-year.
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