)
Overview
<ul>
<li>U.S. financial holding company’s net income for fiscal Q1 rose to $35.2 mln, driven by increased interest income</li>
<li>Company repurchased 651,804 shares at an average price of $72.07</li>
</ul>
Outlook
<ul>
<li>Company did not provide specific financial guidance for fiscal 2026 in press release</li>
</ul>
Result Drivers
<ul>
<li>INTEREST INCOME - Increase in interest income from commercial finance loans contributed to higher net income</li>
<li>LOAN ORIGINATIONS - New loan originations rose to $1.89 bln, driven by consumer and commercial finance</li>
<li>NONINTEREST INCOME DECLINE - Decrease in noninterest income due to lower rental and other income</li>
</ul>
Key Details
Metric Beat/Mis Actual Consensu
s s
Estimate
Q1 Miss $173.10 $185.80
Revenue mln mln (2
Analysts
)
<h3>Q1 EPS $1.57</h3>
Q1 Net $119.30
Interest mln
Income
Analyst Coverage
<ul>
<li>The current average analyst rating on the shares is “hold” and the breakdown of recommendations is no “strong buy” or “buy”, 2 “hold” and no “sell” or “strong sell”</li>
<li>The average consensus recommendation for the banks peer group is “buy.”</li>
<li>Wall Street’s median 12-month price target for Pathward Financial Inc is $88.00, about 13.9% above its January 21 closing price of $77.25</li>
<li>The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago</li>
</ul>
Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Pathward Financial's Q1 profit rises on higher interest income