<p>Oak Valley Bancorp (NASDAQ: OVLY) reported fourth quarter (Q4) consolidated net income of USD 6.3 million, or USD 0.76 per diluted share. For the full year (FY) 2025, consolidated net income totaled USD 23.9 million, or USD 2.88 per diluted share, representing a decrease of 4.1%. Net interest income for Q4 2025 was USD 19.5 million. Provision for credit losses in Q4 was USD 0.9 million. Non-interest income for the quarter was USD 1.8 million and non-interest expense was USD 12.3 million. The Board of Directors declared a cash dividend of USD 0.375 per share, with payment scheduled for February 13, 2026. Oak Valley Bancorp operates 19 branches under Oak Valley Community Bank and Eastern Sierra Community Bank. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oak Valley Bancorp published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9631859) on January 23, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)</p>

Oak Valley Bancorp Q4 net income at USD 6.3 million, provision for credit losses jumps to USD 0.9 million