<p>First Merchants Corporation (NASDAQ: FRME) reported fourth quarter 2025 net income of USD 224.1 million, with earnings per share at USD 3.88. The company posted a return on assets (ROA) of 1.21 percent and a return on equity (ROE) of 9.43 percent for the period. Total assets stood at USD 19.0 billion, total deposits at USD 15.3 billion, and total loans at USD 13.8 billion. The company’s efficiency ratio was 54.54 percent, and assets under advisement reached USD 6.1 billion. During the quarter, First Merchants Corporation repurchased 1,211,224 shares totaling USD 46.9 million and redeemed USD 30 million of subordinated debt in the first quarter of 2025. The company also received regulatory approval for the acquisition of First Savings Financial Group, Inc., expected to close on February 1, 2026, which will add approximately USD 2.4 billion in assets. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Merchants Corporation published the original content used to generate this news brief on January 27, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here</p>

First Merchants Corp Q4 Net Income Hits USD 224.1 Million, Up 13.8 Percent