
West Coast Community Bancorp's Q4 2025 earnings were $13.8M, 258.6% increase from Q4 2024; Earnings for full year 2025 were $50.4M, a 70.5% increase from 2024. Quarterly dividend increased to $0.23 per common share. Total deposits reached $2.5B by end of Q4 2025, increased $166.6M from Q4 2024. Total loans reached $2.2B by end of Q4 2025, increased $127.2M from Q4 2024. Total assets increased to $2.9B by Dec 31, 2025. Quarterly net interest income was $34.4M, up 1.1% YoY. Taxable equivalent net interest margin for Q4 2025 was 4.99%. Effiency ratio for Q4 2025 was 44.12%. Tangible book value per share was $29.85 by end of Q4 2025.
West Coast Community Bancorp reported unaudited earnings for the quarter ended December 31, 2025, of $13.8 million, marking a 258.6% increase from the same period in 2024. The year's earnings were $50.4 million, a 70.5% increase from 2024. This growth was driven by a merger and reduced one-time expenses. Total assets were reported at $2.9 billion, and total deposits at $2.5 billion by December 31, 2025. Loan commitments totaled $534.0 million in 2025. Interest income for the quarter ended December 31, 2025, was $34.4 million. Noteworthy financial metrics include ROAA at 1.88%, ROAE at 14.55%, and tangible common equity to tangible asset ratio at 11.10% by December 31, 2025. The total risk-based capital ratio was above regulatory requirements at 14.46%. These figures illustrate the sustained growth and financial stability of West Coast Community Bancorp.

