<p><strong>Raymond James Finl</strong> (NYSE:RJF) is set to give its latest quarterly earnings report on Wednesday, 2026-01-28. Here's what investors need to know before the announcement.</p>
<p>Analysts estimate that Raymond James Finl will report an <strong>earnings per share</strong> (EPS) of $2.83. </p>
<p>The market awaits Raymond James Finl's announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.</p>
<p>It's important for new investors to understand that guidance can be a significant driver of stock prices.</p>
<h3>Overview of Past Earnings</h3>
<p>In the previous earnings release, the company beat EPS by $0.33, leading to a 0.58% drop in the share price the following trading session.</p>
<p>Here's a look at Raymond James Finl's past performance and the resulting price change:</p>
<p></p><table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th align="right"><strong>Q4 2025</strong></th>
<th align="right"><strong>Q3 2025</strong></th>
<th align="right"><strong>Q2 2025</strong></th>
<th align="right"><strong>Q1 2025</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td align="right">2.78</td>
<td align="right">2.36</td>
<td align="right">2.54</td>
<td align="right">2.69</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td align="right">3.11</td>
<td align="right">2.18</td>
<td align="right">2.42</td>
<td align="right">2.93</td>
</tr>
<tr>
<td><strong>Price Change %</strong></td>
<td align="right">-1.00</td>
<td align="right">4.00</td>
<td align="right">1.00</td>
<td align="right">-1.00</td>
</tr>
</tbody>
</table><p></p>
<p><img src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769533295_0.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="eps graph" original-src="https://imageproxy.pbkrs.com/https://www.benzinga.com/files/images/story/2026/1769533295_0.png"/></p>

<h3>Market Performance of Raymond James Finl's Stock</h3>
<p>Shares of Raymond James Finl were trading at $169.69 as of January 26. Over the last 52-week period, shares are down 1.66%. Given that these returns are generally negative, long-term shareholders are likely a little upset going into this earnings release. </p>
<h3>Insights Shared by Analysts on Raymond James Finl</h3>
<p>For investors, grasping market sentiments and expectations in the industry is vital. This analysis explores the latest insights regarding Raymond James Finl.</p>
<p>A total of 4 analyst ratings have been received for Raymond James Finl, with the consensus rating being Neutral. The average one-year price target stands at $186.5, suggesting a potential 9.91% upside.</p>
<h3>Comparing Ratings Among Industry Peers</h3>
<p>In this analysis, we delve into the analyst ratings and average 1-year price targets of  and LPL Finl Hldgs, three key industry players, offering insights into their relative performance expectations and market positioning.</p>
<ul>
<li>Analysts currently favor an Outperform trajectory for LPL Finl Hldgs, with an average 1-year price target of $426.7, suggesting a potential 151.46% upside.</li>
</ul>
<h3>Analysis Summary for Peers</h3>
<p>The peer analysis summary provides a snapshot of key metrics for  and LPL Finl Hldgs, illuminating their respective standings within the industry. These metrics offer valuable insights into their market positions and comparative performance.</p>
<p></p><table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Interactive Brokers Group</td>
<td>Outperform</td>
<td>1.29%</td>
<td>$2.46B</td>
<td>5.43%</td>
</tr>
<tr>
<td>LPL Finl Hldgs</td>
<td>Outperform</td>
<td>46.44%</td>
<td>$898.01M</td>
<td>-0.58%</td>
</tr>
</tbody>
</table><p></p>
<p>Key Takeaway:</p>
<p>Raymond James Finl ranks higher than its peers in revenue growth and gross profit, indicating strong financial performance in these areas. However, its return on equity is lower compared to its peers, suggesting less efficient use of shareholder equity. Overall, Raymond James Finl is positioned favorably among its peers based on the provided metrics.</p>
<h3>All You Need to Know About Raymond James Finl</h3>
<p>Raymond James Financial is a diversified financial services firm that provides wealth management, investment banking, asset management, and capital markets services to individuals, corporations, and municipalities. The firm maintains an extensive catalogue of products and services across its business lines. However, the wealth management franchise generates the bulk of its revenues and earnings through a vast network of nearly 8,800 independent and employee-affiliated advisors, who collectively manage over $1.7 trillion in client assets as of fiscal year-end 2025. While Raymond James maintains a global footprint, the company derives over 90% of its revenue, and an even larger percentage of its operating income, from the United States.</p>
<h3>A Deep Dive into Raymond James Finl's Financials</h3>
<p><strong>Market Capitalization Highlights:</strong> Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.</p>
<p><strong>Revenue Growth:</strong> Raymond James Finl's revenue growth over a period of 3 months has been noteworthy. As of 30 September, 2025, the company achieved a revenue growth rate of approximately <strong>7.47%</strong>. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.</p>
<p><strong>Net Margin:</strong> The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of <strong>16.42%,</strong> the company showcases strong profitability and effective cost control.</p>
<p><strong>Return on Equity (ROE):</strong> The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of <strong>4.89%,</strong> the company may need to address challenges in generating satisfactory returns for shareholders.</p>
<p><strong>Return on Assets (ROA):</strong> Raymond James Finl's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of <strong>0.7%,</strong> the company may encounter challenges in delivering satisfactory returns from its assets.</p>
<p><strong>Debt Management:</strong> With a below-average debt-to-equity ratio of <strong>0.34</strong>, Raymond James Finl adopts a prudent financial strategy, indicating a balanced approach to debt management.</p>
<p>To track all earnings releases for Raymond James Finl visit their earnings calendar on our site.</p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>

<p>Raymond James Financial (NYSE:RJF) will report its quarterly earnings on January 28, 2026, with analysts estimating an EPS of $2.83. The company previously beat EPS estimates, but shares have dropped 1.66% over the past year. Analysts rate the stock as Neutral, with a one-year price target of $186.5, indicating a potential upside. Raymond James shows strong revenue growth and net margin but has a lower return on equity compared to peers. The firm primarily generates revenue from wealth management services, managing over $1.7 trillion in client assets.</p>

An Overview of Raymond James Finl's Earnings