American Riviera Bank Q4 net income rises to USD 4.5 million, up 2.3 times
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American Riviera Bank reported a Q4 net income of USD 4.5 million, a 2.3 times increase, with earnings per share at USD 0.80. For the full year 2025, net income reached USD 12.4 million, translating to USD 2.18 per share. Total deposits rose to USD 1.2 billion, up 7.8%, with a return on average equity of 14.48% and a net interest margin of 3.81%. Interest and fees on loans for Q4 amounted to USD 15.4 million. All deposits were core deposits from clients as of December 31, 2025.
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