
Credit Acceptance Corp. Q4 adjusted net income drops 20% to USD 126.0 million

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Credit Acceptance Corporation (CACC) reported a 20% drop in adjusted net income for Q4 2025, totaling USD 126.0 million, with a net income per diluted share of USD 10.99. The average loan portfolio balance was USD 7.9 billion, and the Consumer Loan assignment unit volume reached 71,731, amounting to USD 821.3 million. Adjusted average capital increased by 0.3% to USD 8.7 billion compared to Q4 2024.
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