<p>Credit Acceptance Corporation (CACC) reported consolidated net income of USD 122.0 million for the fourth quarter (Q4) ended December 31, 2025. Net income per diluted share for the period was USD 10.99. Adjusted net income, a non-GAAP financial measure, was USD 126.0 million, with adjusted net income per diluted share at USD 11.35. The average balance of the loan portfolio during Q4 2025 was USD 7.9 billion. Consumer Loan assignment unit volume for the quarter was 71,731, with a dollar volume of USD 821.3 million. Adjusted average capital for Q4 2025 was USD 8.7 billion, representing an increase of 0.3 percent compared to the same period in 2024. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Credit Acceptance Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9645616-en) on January 29, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)</p>

Credit Acceptance Corp. Q4 adjusted net income drops 20% to USD 126.0 million