OceanFirst Financial Q4 Net Interest Income Rises 5% to USD 95 Million
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OceanFirst Financial Corporation (NASDAQ: OCFC) reported a 5% increase in net interest income to USD 95 million for Q4 2025, with net income of USD 23.5 million and diluted EPS of USD 0.41. The core ROAA was 0.65% and ROTCE was 8.21%. The net interest margin stood at 2.86%, and the CET1 ratio was 10.7%. Total assets reached USD 14.6 billion, with an efficiency ratio of 68.2%. Total loans increased by 18% annually, with loan originations of USD 1 billion for the quarter.
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