BankFirst Capital Corporation reported Q4 2025 earnings of $10.17M and FY 2025 earnings of $28.68M. Assets grew 17.7% to $3.30B. Total gross loans increased 19% to $2.20B. Total deposits also saw a 19% increase to $2.80B. Non-performing assets ratio was 0.45%. The company paid a cash dividend of $1.05 per share. Net interest income was $27.87M in Q4. The Company bought back 104,583 shares under the Stock Repurchase Program. CEO is optimistic about strategic growth. Financial Condition shows various ratios and figures reflecting the company's performance and position in the market. Read more at www.BankFirstfs.com.

Unusual Whales
2026.02.02 02:33
BankFirst Capital Corporation, parent company of BankFirst Financial Services, reported notable financial results for the fourth quarter of 2025, with net income of $10.17 million compared to $7.67 million in the same period of 2024. Total assets increased to $3.30 billion by the end of 2025 from $2.80 billion in 2024, with total gross loans at $2.20 billion and total deposits at $2.80 billion. The company also initiated a stock repurchase program and has met the Qualified Lending Condition for the past 14 quarters. Total trades of the company's common stock were 258, with closing price at $47.25 per share and a market capitalization of $251.92 million as of December 31, 2025. Credit quality remained strong, with a negative provision of $2.59 million in the fourth quarter of 2025 and a ratio of non-performing assets to total assets at 0.45%. The company's capital position exceeded the 9.0% minimum requirement for the Community Bank Leverage Ratio, confirming it as "well-capitalized." Furthermore, the company cautioned about potential risks related to economic uncertainties, inflationary pressures, emerging technologies, and other factors, urging vigilance for future provisions for credit losses.