The Hanover Insurance Group (THG) Q4 Earnings: What To Expect

Property and casualty insurer The Hanover Insurance Group will be announcing earnings results this Tuesday after the bell. Here’s what investors should know. The Hanover Insurance Group met analysts’ revenue expectations last quarter, reporting revenues of $1.67 billion, up 6.1% year on year. It was a mixed quarter for the company, with a beat of analysts’ EPS estimates but a significant miss of analysts’ book value per share estimates. Is The Hanover Insurance Group a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.This quarter, analysts are expecting The Hanover Insurance Group’s revenue to grow 5.5% year on year to $1.71 billion, in line with the 5.8% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $4.98 per share. Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. The Hanover Insurance Group has missed Wall Street’s revenue estimates six times over the last two years. Looking at The Hanover Insurance Group’s peers in the property & casualty insurance segment, some have already reported their Q4 results, giving us a hint as to what we can expect. Travelers delivered year-on-year revenue growth of 3.2%, beating analysts’ expectations by 0.5%, and Progressive reported revenues up 12.2%, topping estimates by 0.6%. Travelers traded up 3.3% following the results while Progressive’s stock price was unchanged. Read our full analysis of Travelers’s results here and Progressive’s results here.Debates around the economy’s health and the impact of potential tariffs and corporate tax cuts have caused much uncertainty in 2025. While some of the property & casualty insurance stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3.3% on average over the last month. The Hanover Insurance Group is down 3.5% during the same time and is heading into earnings with an average analyst price target of $200.43 (compared to the current share price of $174.18).