<p>First Pacific Bancorp (OTCID: FPBC) reported consolidated financial results for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. For FY 2025, net income reached USD 2.01 million, with earnings per share (basic, YTD) at USD 0.46. The weighted average shares outstanding for the year totaled 4.34 million. In Q4 2025, net interest income was USD 4.07 million, while noninterest income was USD 0.25 million. No provisions for loan losses were recorded during the quarter. During the fourth quarter, First Pacific Bancorp closed USD 7 million in senior debt financing through a correspondent line to enhance liquidity and balance sheet flexibility. Of this amount, USD 3.3 million was contributed to the Bank to strengthen regulatory capital ratios, with the remaining capacity available to support future growth initiatives. The company highlighted continued balance sheet growth, improved profitability, stable asset quality, and a strengthened capital position to support future operations. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Pacific Bancorp published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 9647500) on February 03, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)</p>

First Pacific Bancorp net income for FY2025 rose 82% to USD 2.01 million