<p>First United Corporation (NASDAQ: FUNC) reported financial results for the fourth quarter (Q4) and full year (FY) ended December 31, 2025. For FY 2025, net income was USD 24.5 million, amounting to USD 3.77 per diluted share. For Q4 2025, net income was USD 5.8 million, or USD 0.89 per diluted share. Net interest income for the year was USD 68.33 million, with a net interest spread of 3.01 percentage points. The net interest margin for the period was 3.67 percentage points. First United Corporation also reported its GAAP net income for Q4 2025 as USD 5.8 million, compared to USD 6.2 million for Q4 2024, and USD 6.9 million for Q3 2025. Non-GAAP net income excluded losses on contracted sale of a retail branch office and write-downs of other real estate owned. The company noted that its financial results are subject to adjustments for subsequent events, as required by generally accepted accounting principles. Investors are advised to review the company’s filings with the Securities and Exchange Commission for additional information on risk factors affecting the business. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First United Corporation published the original content used to generate this news brief on February 04, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here</p>

First United Corp posts FY net income of USD 24.5 million