<p>Banco BPM reported a full year (FY) 2025 net profit of EUR 2.08 billion, exceeding its guidance and nearing its 2027 strategic plan target. The board proposed a dividend per share of EUR 1.00 for FY 2025, with a payout ratio of approximately 80% of net income and a dividend yield of 9%. Total dividends distributed over 2024-2025 amounted to around EUR 3 billion, representing 50% of the cumulative 2024-2027 target. The pro-forma CET1 ratio stood at 13.76% at the end of 2025, well above the strategic plan minimum threshold of 13%. Non-interest income accounted for 51% of total pro-forma revenues, surpassing the 2027 target of over 50%. New lending generation increased by 33% year-over-year, with customer financial assets reaching EUR 396 billion. Asset quality improved, with the NPE ratio at 1.22% and near-zero bad loans reported. The bank disbursed EUR 7.6 billion in new medium- to long-term low-carbon financing and increased the share of ESG bonds within its proprietary corporate bond portfolio to 40.0% at the end of 2025. Banco BPM issued a EUR 0.5 billion EU-GBS bond and a total of EUR 1.25 billion in social and social covered bonds under its Green, Social and Sustainability Bonds Framework. The share of net income from specialized business segments—wealth and asset management, protection, and specialty banking—rose from 35% in 2024 to 45% in 2025, achieving the 2027 target mix ahead of schedule. The share of women in managerial positions increased to 33.0% at year-end. ISS ESG upgraded Banco BPM’s corporate rating from “C-” to “C” (Prime Status) in January 2025. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco BPM S.p.A. published the original content used to generate this news brief on February 05, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here</p>

Banco BPM posts FY 2025 net profit of EUR 2.08 billion, up 33% in new lending