NBHC Q4 Net Income Reaches USD 142 Million
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National Bank Holdings Corporation (NBHC) reported a Q4 2025 net income of USD 142 million, with total assets of USD 9.9 billion and total loans of USD 7.4 billion. The efficiency ratio was 62.42%, and the common equity tier 1 ratio was 14.89%. NBHC declared a dividend of USD 0.94 per share for the year, targeting a payout ratio of 30–40%. The company completed the acquisition of Vista Bancshares, Inc. and launched the 2UniFi financial ecosystem. NBHC received multiple recognitions, including being named a top SBA 7(a) lender.
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