Revenue: As of FY2025, the actual value is USD 4.441 B.EPS: As of FY2025, the actual value is USD 12.3, beating the estimate of USD 11.7981.EBIT: As of FY2025, the actual value is USD -1.274 B.<h4>Overall Financial Position</h4><ul><li>Consolidated Assets: $75.3 billion as of December 31, 2025.</li><li>Total Deposits: $66.2 billion as of December 31, 2025.</li><li>Stockholders’ Equity: $6.2 billion as of December 31, 2025.</li><li>Unrealized Mark-to-Market Losses on Available-for-Sale Securities: Reduced to $0.9 billion as of December 31, 2025, down from $2.5 billion in 2022.</li><li>Trust Preferred Securities: $193 million outstanding as of December 31, 2025, qualifying for Tier 2 capital treatment.</li></ul><h4>Segment Performance</h4><h5>Puerto Rico Segment</h5><ul><li>Assets: Accounted for 77% of total assets as of December 31, 2025.</li><li>Deposits: Accounted for 79% of total deposits as of December 31, 2025.</li><li>Revenues: Accounted for 80% of total revenues for the year ended December 31, 2025.</li><li>BPPR Cash Dividends Declared: $575 million during the year ended December 31, 2025.</li><li>BPPR Dividend Approval Threshold: Federal Reserve Board approval was needed for dividends exceeding $191 million as of December 31, 2025.</li><li>Legal Lending Limit for BPPR: $723 million as of December 31, 2025, with BPPR in compliance.</li></ul><h5>Mainland United States Segment</h5><ul><li>Popular International Bank, Inc. (PIBI) Cash Dividends Received: $23 million during the year ended December 31, 2025.</li></ul><h5>Other Non-Banking Subsidiaries</h5><ul><li>Cash Dividends Received: $22 million during the year ended December 31, 2025.</li></ul><h4>Loan Portfolio Distribution (as of December 31, 2025)</h4><ul><li>Total Loan Portfolio: BPPR $27,659 million (100%), PB $11,668 million (100%), Popular Total $39,327 million (100%).</li><li>Commercial Multi-family: BPPR $303 million (1%), PB $2,152 million (18%), Popular Total $2,455 million (6%).</li><li>Commercial Real Estate (Non-owner occupied): BPPR $3,395 million (12%), PB $2,148 million (18%), Popular Total $5,543 million (14%).</li><li>Commercial Real Estate (Owner occupied): BPPR $1,197 million (4%), PB $1,957 million (17%), Popular Total $3,154 million (8%).</li><li>Commercial and Industrial: BPPR $5,970 million (22%), PB $2,637 million (23%), Popular Total $8,607 million (22%).</li><li>Construction: BPPR $358 million (1%), PB $1,317 million (11%), Popular Total $1,675 million (4%).</li><li>Mortgage: BPPR $7,348 million (27%), PB $1,301 million (11%), Popular Total $8,649 million (22%).</li><li>Leasing: BPPR $2,001 million (7%), PB $0, Popular Total $2,001 million (5%).</li><li>Consumer (Credit cards): BPPR $1,257 million (4%), PB $0, Popular Total $1,257 million (3%).</li><li>Consumer (Home equity lines of credit): BPPR $2 million (0%), PB $77 million (1%), Popular Total $79 million (0%).</li><li>Consumer (Personal): BPPR $1,836 million (7%), PB $70 million (1%), Popular Total $1,906 million (5%).</li><li>Consumer (Auto): BPPR $3,820 million (14%), PB $0, Popular Total $3,820 million (10%).</li><li>Consumer (Other): BPPR $172 million (1%), PB $9 million (0%), Popular Total $181 million (1%).</li></ul><h4>Other Operational Metrics</h4><ul><li>Deposits in Excess of FDIC-insured Limit: $14 billion as of December 31, 2025.</li><li>Exposure to Puerto Rico Government: $391 million in direct lending to municipalities and $209 million in insured loans/securities by governmental entities with non-governmental repayment sources as of December 31, 2025.</li><li>FDIC Assessment Base (BPPR and PB): $69 billion as of December 31, 2025.</li><li>Employee Turnover Rate: 8.5% as of the end of 2025.</li><li>Internal Mobility Rate: 47% in 2025.</li><li>Employee Engagement Survey Participation Rate: 77%.</li><li>Employee Loyalty Score: 81%.</li></ul><h4>Outlook / Guidance</h4>Popular, Inc. aims to achieve a sustainable Return on Tangible Common Equity (ROTCE) of 14% over the long term, having achieved 13% for the full year 2025. The company continues to invest in technology, talent, and digital capabilities, including rolling out a commercial cash management solution and a new consumer credit origination platform in Puerto Rico and the Virgin Islands. Additionally, they are optimizing mortgage servicing operations and transforming their ERP platform.

Popular | 10-K: FY2025 Revenue: USD 4.441 B