<div><div> EQS-Media / 04.03.2026 / 09:00 CET/CEST Press release Hamburg Commercial Bank launches retail deposit business under new ‘Hamburg Direct Bank’ digital brand <ul><li>Online call money and term deposits products now available</li></ul> HAMBURG/GERMANY – Hamburg Commercial Bank (HCOB) now offers private customers call money and term deposits with competitive interest rates under its new digital brand Hamburg Direct Bank. The online platform www.hamburg-direct-bank.de offers secure and free of charge investments with a range of maturities. The retail deposits acquired through Hamburg Direct Bank will supplement HCOB's diversified refinancing base. “With 'Hamburg Direct Bank' we offer private customers new digital investment products that combine attractive interest rates with the security of a renowned German commercial bank,” said Luc Popelier, CEO of Hamburg Commercial Bank. “This opens up an additional stable source of funding for our lending business and further strengthens HCOB's profitability.” Hamburg Commercial Bank's refinancing mix, which currently comprises capital market funding, deposits from corporate customers, and retail deposits acquired via Raisin, will be supplemented by direct retail deposits from Hamburg Direct Bank. HCOB’s strategic focus as a successful commercial bank in the corporate, shipping and project finance segments in Europe, as well as in real estate financing in Germany, remains unchanged. There are currently no plans to offer additional services to private customers.Digital platform for flexible investments at Hamburg Direct Bank At launch, Hamburg Direct Bank will offer call money accounts with variable interest rates and term deposits with maturities ranging from three months to ten years, as well as junior accounts. These products are aimed at private customers in Germany who want to manage their finances flexibly and invest directly with a well-established German institute. All accounts can be set up for individuals or multiple account holders and are free of charge. The online platform of Hamburg Direct Bank, developed in collaboration with flatexDEGIRO, provides investors easy digital access and transparency at all times. Deposits at Hamburg Direct Bank are subject to the same statutory protection scheme as those at Hamburg Commercial Bank, meaning they are generally protected up to EUR 100,000 per depositor. Additionally, HCOB is a member of the Deposit Protection Fund of the Association of German Banks (ESF), which also protects deposits at Hamburg Direct Bank. Further information on the deposit protection can be found here.Notes to editors:Starting conditions at Hamburg Direct Bank (as of 4 March 2026):<div><table><tbody><tr><td>Call money</td><td>Term deposits</td></tr><tr><td>3.0% p.a.*</td><td>Up to 2.9% p.a.**</td></tr><tr><td>Guaranteed for 4 monthsNo fees German deposit protection</td><td>Terms from 3 monthsFrom EUR 5,000 investmentGerman deposit protection</td></tr></tbody></table></div>* The advertised interest rate on call money deposits is valid for 4 months from the date the account is opened. Each customer may open one individual account and one joint account. After 4 months from the date the account is opened, the account interest rates valid at that time will apply (currently 1.25% p.a.). The interest rate is variable and depends on developments on the money and capital markets. The maximum investment amount during the promotional period is EUR 500,000. ** The term deposit interest rate shown is market-dependent and may change before the contract is finalised. Once the contract has been concluded, the interest rate confirmed to you will be fixed for the entire term.About Hamburg Commercial BankHamburg Commercial Bank AG (HCOB) is a private commercial bank headquartered in Hamburg that specialises in tailor-made financing solutions for German and European companies. It also has a strong position in Germany-focused real estate financing, is an established project financier in Europe, and a reliable partner for the shipping sector. Efficient and secure payment services, as well as innovative products for foreign trade complete the range of services. The bank is guided by established ESG criteria and operates from several locations in Germany as well as in Amsterdam, London, Luxembourg, and Piraeus. Under the ‘Hamburg Direct Bank’ brand, HCOB offers call money and fixed-term deposits for private customers. Further information is available at www.hcob-bank.com .About Hamburg Direct BankHamburg Direct Bank is a Hamburg Commercial Bank AG brand that offers private customers online secure call money and term deposits at attractive rates. The terms for term deposits range from three months to ten years. Investors can conveniently manage their accounts around the clock via online banking or app, and no fees are charged. All deposits with Hamburg Direct Bank are subject to the same deposit protection as those with Hamburg Commercial Bank. For more information, visit www.hamburg-direct-bank.de (German only).Disclaimer:The terms and interest rates mentioned in this press release are for informational purposes only and do not constitute a binding offer. The actual terms are based on Hamburg Direct Bank's price and service list valid at the time of investment. The products offered are deposits within the meaning of the Deposit Protection Act and are subject to statutory deposit protection. For more information on the scope of deposit protection, please refer to our terms and conditions and our website. This press release is for informational purposes only and does not constitute investment advice. Hamburg Direct Bank reserves the right to change the terms and conditions at any time. Contact: Katrin Steinbacher Head of Press Office Phone +49 40 3333-11130 katrin.steinbacher@ hcob-bank.com End of Media Release Issuer: Hamburg Commercial Bank AG Key word(s): Finance 04.03.2026 CET/CEST Dissemination of a Press Release, transmitted by EQS News - a service of EQS Group.The issuer is solely responsible for the content of this announcement.The EQS Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. <div><table><tbody><tr><td>Language:</td><td>English</td></tr><tr><td>Company:</td><td>Hamburg Commercial Bank AG</td></tr><tr><td></td><td>Gerhart-Hauptmann-Platz 50</td></tr><tr><td></td><td>20095 Hamburg</td></tr><tr><td></td><td>Germany</td></tr><tr><td>Phone:</td><td>+49 (0) 40 33 33-0</td></tr><tr><td>Fax:</td><td>+49 (0) 40 33 33-340 01</td></tr><tr><td>E-mail:</td><td>info@hcob-bank.com</td></tr><tr><td>Internet:</td><td>www.hcob-bank.com</td></tr><tr><td>ISIN:</td><td>DE000HSH2H15, DE000HSH2H23</td></tr><tr><td>WKN:</td><td>HSH2H1, HSH2H2</td></tr><tr><td>Listed:</td><td>Regulated Market in Frankfurt (General Standard); Regulated Unofficial Market in Dusseldorf, Hamburg, Hanover, Munich, Stuttgart, Tradegate BSX</td></tr><tr><td>EQS News ID:</td><td>2284818</td></tr></tbody></table></div>ISIN-Liste abrufbar unter: http://www.hcob-bank.de/media/pdf/investorrelations/funding/anleihe/MarktSegment.pdf<div><table><tbody><tr><td colspan="2"> </td></tr><tr><td>End of News</td><td>EQS Media</td></tr></tbody></table></div>2284818 04.03.2026 CET/CEST<section>Disclaimer<div>Saving the news in databases or any forwarding of the news to third parties in a commercial context or for commercial purposes is only permitted with the prior written consent of EQS Group AG.</div></section></div></div>

Hamburg Commercial Bank has launched a retail deposit business under the new digital brand 'Hamburg Direct Bank'. The platform offers competitive call money and term deposit products for private customers in Germany, with interest rates up to 3.0% p.a. and terms ranging from three months to ten years. The initiative aims to provide secure investment options while enhancing HCOB's funding base and profitability. All deposits are protected under statutory deposit protection schemes. The bank continues to focus on corporate, shipping, and project finance sectors in Europe.