)
Overview
<ul>
<li>U.S. regional bank’s Q4 net income rose 3.7% yr/yr to $3.6 mln</li>
<li>Net interest margin for Q4 improved to 3.90% from 3.84% in Q3</li>
<li>Company repurchased 62,789 shares worth $3.3 mln in 2025</li>
</ul>
Outlook
<ul>
<li>Company did not provide specific guidance for future quarters in press release</li>
</ul>
Result Drivers
<ul>
<li>NET INTEREST INCOME - Driven by increased average balances and yields on loans, contributing to higher profitability</li>
<li>DEPOSIT AND LOAN GROWTH - Deposit growth funded loan growth, enhancing profitability metrics</li>
<li>NONINTEREST INCOME DECLINE - Decrease due to absence of nonrecurring gains from previous quarters Company press release:</li>
</ul>
Key Details
Metric Beat/Mis Actual Consensu
s s
Estimate
Q4 Net $3.60
Income mln
Q4 Net 3.90%
Interest
Margin For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

TCBC

DCOMP

DCOMG

DCOM.PR

DCBG

Reuters

TC Bancshares

Dime Comm Bancshare Pref Share DCOMP 5.5 Perp 02/15/25

Dime Community Bancshare Pref Shares DCOMG 9.0 07/15/34

Dime Community Bancshares, Inc.

Calvin B Taylor Q4 net income rises on deposit and loan growth