Arrow 10-K: $210.15M Interest & Dividend Income, EPS $2.65
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Arrow Financial Corp reported a strong performance for 2025, with interest and dividend income of $210.15 million and diluted earnings per share of $2.65. Net income increased to $43.95 million, up from $29.71 million the previous year, driven by a 19.2% rise in net interest income. The efficiency ratio improved to 61.97%, and noninterest income grew by approximately 15%. The loan portfolio expanded by 1.7% to $3.45 billion, with significant growth in residential and consumer lending.
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