<div id="readability-page-1" class="page"><img width="1280" height="720" src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/03/image-1773934839.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" original-src="https://imageproxy.pbkrs.com/https://invezz-wp-media.lon1.digitaloceanspaces.com/2026/03/image-1773934839.jpeg"/>Nexo, a digital assets wealth platform, announced that its Zero-Interest Credit (ZiC) has been named “Consumer Lending Product of the Year” at the 10th annual FinTech Breakthrough Awards. The Zero-Interest Credit product allows clients to borrow against Bitcoin and Ethereum at 0% APR with no fees.The recognition comes as crypto-collateralised lending continues to evolve with a stronger focus on structural discipline and resilience. “Nexo is redefining crypto-backed lending with its Zero-Interest Credit innovation, creating a paradigm shift in crypto credit,” said Steve Johansson, Managing Director, FinTech Breakthrough. “Through Zero-Interest Credit, Nexo introduces predefined, transparent parameters that reduce reliance on reactive liquidation triggers. Nexo delivers a more structured and resilient approach to digital asset lending. We’re pleased to recognise Zero-Interest Credit as ‘Consumer Lending Product of the Year.’”The market remains a nearly $70 billion segment of digital assets finance, with centralised lenders showing improved collateral discipline and risk management across the sector, highlighting the relevance of maturity-based lending models such as Nexo’s Zero-Interest Credit.“Crypto credit has matured significantly in recent years, and borrowers increasingly expect clearly defined outcomes and stronger collateral discipline,” said Elitsa Taskova, Nexo's Chief Product Officer.ZiC allows clients to borrow against Bitcoin (BTC) and Ethereum (ETH) at 0% interest with no fees, removing the risk of margin calls and mid-term liquidations. The loans come with a fixed duration and defined price boundaries, ensuring predetermined outcomes at maturity even during periods of sharp market volatility.Since its launch, ZiC has generated more than $140 million in total loan volume. Nexo reports a 76% borrower renewal rate, with users completing an average of 4.28 renewals each.The post Nexo’s ZiC takes top honour at FinTech Breakthrough Awards appeared first on Invezz</div>

BKKT

BTDR

CLSK

Nexo's Zero-Interest Credit (ZiC) has been awarded "Consumer Lending Product of the Year" at the FinTech Breakthrough Awards. This product allows clients to borrow against Bitcoin and Ethereum at 0% APR with no fees, promoting a more structured approach to crypto-backed lending. The recognition highlights the evolution of crypto-collateralised lending, emphasizing the importance of defined outcomes and collateral discipline. Since its launch, ZiC has generated over $140 million in loans, with a 76% borrower renewal rate.

- Nexo's Zero-Interest Credit (ZiC) was awarded “Consumer Lending Product of the Year” at the FinTech Breakthrough Awards.  
- This product allows clients to borrow against Bitcoin and Ethereum at 0% APR without any fees, reflecting advancements in crypto-collateralised lending and improved risk management.  
- Since its launch, ZiC has generated over $140 million in loans, with a 76% borrower renewal rate and average of 4.28 renewals per user.

Invezz

Bakkt

Bitdeer Tech

CleanSpark

Grayscale Bitcoin Mini Trust ETF

Riot Platforms

Core Scientific, Inc.

Galaxy Digital

Bitfarms Canada

Grayscale Bitcoin Trust BTC - ETF

Grayscale Ethereum Staking ETF

Hut 8 Mining

Mara

Coinbase

BTCS

Grayscale Ethereum Mini Staking ETF

IShares Ethereum Trust ETF

Bitwise Ethereum ETF

Franklin Bitcoin ETF

Grayscale Solana Staking ETF

VanEck Ethereum ETF

Leverage Shares 2X Long COIN Daily ETF

Roundhill COIN WeeklyPay ETF

Siren ETF Trust Siren Nasdaq NexGen Economy ETF

iShares Bitcoin Trust ETF

VanEck Bitcoin ETF

Grayscale Bitcoin Adopters ETF

Bitwise Bitcoin ETF

Proshares Ether Strategy ETF

Fidelity Wise Origin Bitcoin Fund - ETF

21Shares Ethereum ETF

Fidelity Ethereum Fund

WisdomTree Bitcoin Fund

ARK 21Shares Bitcoin ETF

Direxion Daily Crypto Industry Bull2XETF

Franklin Ethereum ETF

Invesco Galaxy Ethereum ETF

CoinShares Bitcoin ETF

Valkyrie Bitcoin and Ether Strategy ETF

Invesco Galaxy Bitcoin ETF

Amplify Transform Data Sharing ETF

ProShares Bitcoin Strategy ETF

Bitwise Solana Staking ETF

Keel Infrastructure

Nexo’s ZiC takes top honour at FinTech Breakthrough Awards