What to do with a large amount of maturing fixed deposits? CCB responds: Rollover rate is currently good, expecting continued fund flows into areas like funds

As deposit interest rates continue to decline, the topic of tens of trillions of yuan in fixed deposits maturing within the year continues to attract market attention and discussion, with large state-owned banks being the focus. In response, at the China Construction Bank 2025 Annual Results Conference held on the afternoon of March 27, Tang Shuo, vice president of CCB, stated that CCB's savings deposits have grown rapidly in recent years, with the current savings deposit balance exceeding 18 trillion yuan, of which fixed deposits account for nearly 12 trillion yuan. The scale of maturing fixed deposits has also grown in tandem, and from the current perspective, the overall rollover rate is quite good. (Yicai)