Revenue: As of FY2025, the actual value is USD 8.666 M.EPS: As of FY2025, the actual value is USD 0.45.EBIT: As of FY2025, the actual value is USD 6.85 M.<h4>Segment Revenue</h4><ul><li>Total Revenue: Manhattan Bridge Capital, Inc. reported total revenue of $8,666,307 in 2025, which is a 10.6% decrease from $9,688,641 in 2024 .</li><li>Interest Income from Loans: Interest income from loans was $7,175,043 in 2025, down from $8,046,560 in 2024 .</li><li>Origination Fees: Origination fees totaled $1,491,264 in 2025, compared to $1,642,081 in 2024 .</li></ul><h4>Operational Metrics</h4><ul><li>Net Income: Net income for Manhattan Bridge Capital, Inc. was $5,110,977 in 2025, marking an 8.6% decrease from $5,590,936 in 2024 .</li><li>Income from Operations: Income from operations stood at $5,094,187 in 2025, compared to $5,573,586 in 2024 .</li><li>Total Operating Costs and Expenses: Total operating costs and expenses decreased to $3,572,120 in 2025 from $4,115,055 in 2024 .<ul><li>Interest and Amortization of Deferred Financing Costs: This component was $1,755,353 in 2025, a 24.9% decrease from $2,337,032 in 2024 .</li><li>General and Administrative Expenses: These expenses increased by 2.1% to $1,813,510 in 2025 from $1,776,176 in 2024 .</li></ul></li><li>Loans Originated: Loans originated amounted to $35,336,316 in 2025, down from $41,965,844 in 2024 .</li><li>Loans Partially or Fully Repaid: Loans partially or fully repaid were $40,636,706 in 2025, compared to $49,089,982 in 2024 .</li><li>Number of Loans Outstanding: The number of loans outstanding decreased to 88 in 2025 from 95 in 2024 .</li><li>Principal Amount of Loans Earning Interest: This figure was $60,673,875 in 2025, down from $65,974,265 in 2024 .</li><li>Average Outstanding Loan Balance: The average outstanding loan balance was $689,000 in 2025, a slight decrease from $694,000 in 2024 .</li><li>Weighted Average Contractual Interest Rate: The weighted average contractual interest rate was 11.12% in 2025, compared to 11.36% in 2024 .</li><li>Weighted Average Term to Maturity (in months): This metric was 5.52 months in 2025, down from 6.35 months in 2024 .</li><li>Unfunded Commitment (Construction Loans): Unfunded commitment was approximately $4.4 million in 2025, a decrease from approximately $7.2 million in 2024 .</li><li>Loan Portfolio Concentration: As of December 31, 2025, 10.3% ($6,245,000) of the loan portfolio was concentrated in loans to three separate entities, compared to 11.0% ($7,225,000) across four entities in 2024 .</li><li>Stock Repurchase Program: The company repurchased 6,200 shares for approximately $29,000 in 2025 and an additional 3,100 shares for approximately $14,000 between January 1, 2026, and March 24, 2026 .</li></ul><h4>Cash Flow</h4><ul><li>Cash: Cash increased to $204,889 in 2025 from $178,012 in 2024 .</li><li>Net Cash Provided by Operating Activities: Net cash provided by operating activities was $4,929,066 in 2025, a slight decrease from $4,931,859 in 2024 .</li><li>Net Cash Provided by Investing Activities: Net cash provided by investing activities was $5,313,094 in 2025, down from $7,547,747 in 2024 .</li><li>Net Cash Used in Financing Activities: Net cash used in financing activities was -$10,215,683 in 2025, compared to -$13,969,839 in 2024 .</li></ul><h4>Outlook / Guidance</h4>Manhattan Bridge Capital, Inc. (曼哈顿大桥投资股份) expects its current cash balances, available credit lines, and operating cash flows to sufficiently fund operations for at least the next 12 months . The company anticipates no difficulties in extending existing credit facilities or securing comparable financing . However, working capital requirements are projected to increase over the next year due to continued pursuit of growth opportunities under favorable market conditions .

Manhattan Bridge Capital | 10-K: FY2025 Revenue: USD 8.666 M